Is a granny flat a separate dwelling?

A granny flat is both separate and not separate, depending on the context. Here's a clarification:

  1. Physically separate:

    • Self-contained living space

    • Own entrance, kitchen, bathroom, living area

    • Often detached from the main house (but can be attached)

  2. Legally not separate:

    • Part of the same property as the main house

    • Cannot be sold independently

    • Shares the same land title

  3. Utility connections:

    • May have separate meters for electricity/water

    • Often connected to main house's services

  4. Address:

    • Usually shares the address with main house

    • Might have a unit number (e.g., 123 Main St, Unit B)

  5. Planning perspective:

    • Considered a "secondary dwelling"

    • Subject to different regulations than primary dwelling

  6. Occupancy:

    • Can be occupied independently from main house

    • Some areas restrict who can live there

  7. Taxation:

    • Typically considered part of the main property for tax purposes

  8. Insurance:

    • Often covered under the main house policy

    • May need additional coverage depending on use

  9. Rental potential:

    • Can often be rented separately from main house

    • Subject to local tenancy laws

In summary, a granny flat is physically separate but legally and administratively part of the main property. This status affects how it's built, used, and regulated.

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Is a granny flat a secondary dwelling?