Is a granny flat a separate dwelling?
A granny flat is both separate and not separate, depending on the context. Here's a clarification:
Physically separate:
Self-contained living space
Own entrance, kitchen, bathroom, living area
Often detached from the main house (but can be attached)
Legally not separate:
Part of the same property as the main house
Cannot be sold independently
Shares the same land title
Utility connections:
May have separate meters for electricity/water
Often connected to main house's services
Address:
Usually shares the address with main house
Might have a unit number (e.g., 123 Main St, Unit B)
Planning perspective:
Considered a "secondary dwelling"
Subject to different regulations than primary dwelling
Occupancy:
Can be occupied independently from main house
Some areas restrict who can live there
Taxation:
Typically considered part of the main property for tax purposes
Insurance:
Often covered under the main house policy
May need additional coverage depending on use
Rental potential:
Can often be rented separately from main house
Subject to local tenancy laws
In summary, a granny flat is physically separate but legally and administratively part of the main property. This status affects how it's built, used, and regulated.